e-RUPI is a digital voucher that a beneficiary gets on his phone in the form of an SMS or QR code. It is a pre-paid voucher, which he/she can redeem at any centre that accepts it. e-RUPI is a one-time contactless, cashless voucher-based mode of payment that helps users redeem the voucher without a card, digital payments app, or internet banking access.

This contactless e-RUPI is easy, safe, and secure as it keeps the details of the beneficiaries completely confidential. The entire transaction process through this voucher is relatively faster and, at the same time, reliable, as the required amount is already stored in the voucher.