AEPS is a bank led model which allows online interoperable financial inclusion transaction at PoS (MicroATM) through the Business correspondent of any bank using the Aadhaar authentication. It is a payment service empowering a bank customer to use Aadhaar as his/her identity to access his/ her respective Aadhaar enabled bank account and perform basic banking transactions like balance enquiry, cash deposit, cash withdrawal, remittances through a Business Correspondent.

Website: http://npci.org.in/home.aspx


The India BPO Promotion Scheme (IBPS) seeks to incentivize establishment of 48,300 seats in respect of BPO/ITES operations across the country. It is distributed among each State in proportion of State’s population with an outlay of Rs. 493 Crore. This would help in capacity building in smaller cities in terms of infra & manpower and would become basis for next wave of IT/ITES led growth. This scheme has potential to create employment opportunities of around 1.5 lakh direct jobs considering three shift operations. It may also create good number of indirect jobs.

Website: https://ibps.stpi.in/


The initiative plans to enable citizens and merchants to undertake real time digital transactions through the DIGIDHAN Bazaar.Through organising DigiDhan Mela’s across the country, it aims to handhold users in downloading, installing and using various digital payment systems for carrying out digital transactions.

Website: https://digidhan.mygov.in/


MyGov platform is a unique path breaking initiative which was launched by the Hon’ble Prime Minister of India, Shri Narendra Modi. It is a unique first-of-its-kind participatory governance initiative involving the common citizen at large. The idea of MyGov brings the government closer to the common man by the use of online platform creating an interface for healthy exchange of ideas and views involving the common citizen and experts with the ultimate goal to contribute to the social and economic transformation of India.

Website: http://mygov.in


The National Mission on Education through Information and Communication Technology (NMEICT) has been envisaged as a Centrally Sponsored Scheme to leverage the potential of ICT, in teaching and learning process for the benefit of all the learners in Higher Education Institutions in any time any where mode. It is a landmark initiative of the Ministry of Human Resource Development to address all the education and learning related needs of students, teachers and lifelong learners.

Website: http://www.nmeict.ac.in/#


The North East BPO Promotion Scheme (NEBPS) has been approved under Digital India Programme, to incentivize BPO/ITES Operations in North East Region (NER) for creation of employment opportunities for the youths and growth of IT-ITES Industry. The objectives of NEBPS are as under:

(i) Creation of employment opportunities for the local youth in NER, by promoting the IT/ITES Industry particularly by setting up the BPO/ITES operations.

(ii) Promotion of investment in IT/ITES Sector in NER in order to expand the base of IT Industry and secure balanced regional growth.

Website: http://meity.gov.in/nebps


NREGA-SOFT envisions implementing e-Governance across State, District and three tiers of Panchayati Raj Institutions. It empowers the common man using the information technology as a facilitator. NREGA-SOFT provides information to citizen in compliance with the right to information Act (RTI Act). It makes available all the documents like Muster Rolls, registration application register, job card/employment register/muster roll issue register, muster roll receipt register which are hidden from public otherwise.

Website: http://www.nrega.net/ict/


OpenForge is the Government of India’s platform for open collaborative development of e-governance applications. Through this platform, the government wants to promote the use of open source software and promote sharing and reuse of e-governance related source code. OpenForge has the following objectives: -To provide a platform for maintaining code repositories and version control for government source code -To promote a culture of open collaborative application development between public agencies and private organizations, citizens and institutions -To reduce development cycles and fasten the rollout of e-governance applications in the country -To deliver e-governance services and solutions of higher quality and security through increased transparency and mass peer review -To reduce e-governance project cost and bring down total cost of ownership through a system of reuse, remixing and sharing

Website: https://openforge.gov.in/


The PAHAL (DBTL) aims to reduce diversion and eliminate duplicate or bogus LPG connections. The scheme was earlier launched in 2013 and was modified in 2015. Under the PaHaL scheme, LPG cylinders are sold at market rates and entitled consumers get the subsidy directly into their bank accounts. This is done either through an Aadhaar linkage or a bank account linkage.

Website: http://petroleum.nic.in/dbt/index.php


A National Payment Service platform has been envisaged for a common e-Governance infrastructure that will offer end-to-end transactional experience for a citizen which includes accessing various services through internet with payment gateway interface for online payments. Ministry of Electronics and Information Technology along with NSDL Database Management Ltd (NDML) created a common infrastructure that can be used by Center/States/Departments to offer various services through their National / State portals with a facility to make online payment using net banking, credit cards and debit cards.

Website: http://paygovindia.gov.in/


PMGDISHA is a scheme to make six crore persons in rural areas, across States/UTs, digitally literate, reaching to around 40% of rural households by covering one member from every eligible household by 31st March, 2019. It aims to bridge the digital divide, specifically targeting the rural population including the marginalized sections of society like Scheduled Castes (SC) / Scheduled Tribes (ST), Minorities, Below Poverty Line (BPL), women and differently-abled persons and minorities.

Website: https://www.pmgdisha.in/


PMJDY is a National Mission on Financial Inclusion encompassing an integrated approach to bring about comprehensive financial inclusion of all the households in the country. The plan envisages universal access to banking facilities at least one basic banking account in every household, financial literacy, access to credit, insurance and pension facility. The initiative envisages channeling all Government benefits (from Centre / State / Local Body) to the beneficiaries’ accounts and pushing the Direct Benefits Transfer (DBT) scheme of the Union Government.

Website: http://pmjdy.gov.in/


PMKVY is the flagship scheme of Ministry of Skill Development & Entrepreneurship (MSDE). The objective of this Skill Certification Scheme is to enable a large number of Indian youth to take up industry-relevant skill training that will help them in securing a better livelihood. Individuals with prior learning experience or skills will also be assessed and certified under Recognition of Prior Learning (RPL).

Website: http://www.pmkvyofficial.org/Index.aspx


The Government of India launched the Smart Cities Mission in June 2015. Its objective is to promote sustainable and inclusive cities that provide core infrastructure and give a decent quality of life to its citizens, a clean and sustainable environment and application of ‘Smart’ Solutions.The focus is on sustainable and inclusive development and the idea is to look at compact areas, create a replicable model which will act like a lighthouse to other aspiring cities. The Smart Cities Mission is meant to set examples that can be replicated both within and outside the Smart City, catalysing the creation of similar Smart Cities in various regions and parts of the country.

Website: http://smartcities.gov.in/content/


The Government of India launched the Targeted Public Distribution System (TPDS) with focus on the poor. Under the TPDS, the States were required to formulate and implement foolproof arrangements for identification of the poor for delivery of foodgrains and for its distribution in a transparent and accountable manner at the FPS level. The scheme, when introduced, was intended to benefit about 6 crore poor families for whom a quantity of about 72 lakh tonnes of food grains was earmarked annually.

Website: http://dfpd.nic.in/


One of the key goals of the Visvesvaraya PhD Scheme is to encourage working professionals and non-PhD faculty members to pursue PhD in the ESDM & IT/ITES sectors as part-time candidates. It is envisioned that having part-time PhD students is likely to encourage the Industry-Academia interaction, help in the alignment of the R&D efforts between them and bring value to the country.

Website: http://phd.medialabasia.in/